Preservation and Foreclosure Prevention: Where to Get Help/ Resources

If you are having financial difficulty or facing foreclosure, there are many reputable organizations that can provide you with assistance.

Foreclosure Outreach Group

Members of Take Root Milwaukee are working hard to connect borrowers with non-profit housing counselors that can provide information on a borrower's options when facing foreclosure. Counselors can also act as facilitators for communication between lenders and borrowers. All assistance is confidential and provided to you free of charge. If you are in any of the following situations, we encourage you to call the hotline:

• If you have not yet missed a mortgage payment but are concerned that you may miss future payments.
• If you are already behind on the payments.
• If you have received a notice of foreclosure.
• If you are having trouble communicating with your mortgage lender.

Also, be sure to check our Calendar of Events for workshops that are open to the public where you can get free, professional help on-site.

Protect your future! Let us help you plan carefully before you make any decisions. Call the Take Root Milwaukee Hotline now, at 414-921-4149 or fill out a help form online.

Your Lender

Your first line of defense should always be your lender. Your lender may have options to help you avoid foreclosure and can be your biggest ally if you are having difficulty paying your mortgage. When you speak to your lender or servicer, take notes, including the date of the call and the name or employee number of the person you speak with and write down what they say.

Housing and Credit Counseling Organizations

Housing and credit counseling organizations provide many resources and may be able to help you with confidential budget and debt counseling options.

• Contact a Milwaukee foreclosure agency. For a complete list, click here.
• Sign up for a foreclosure prevention workshop for homeowners sponsored by a non-profit community-based organization in the Milwaukee area, click here.
• The U.S. Department of Housing and Urban Development (HUD) provides a list of HUD-approved housing counseling agencies that provide free or low-cost assistance at 800-569-4287 or click here for more information.
• Call the Take Root Milwaukee Hotline at 414-921-4149. 

The Making Home Affordable Program

Find out if you’re eligible for the Making Home Affordable Program’s Home Affordable Refinance or Home Affordable Modification options. For more information, please click here.

Milwaukee Foreclosure Mediation Program (MFMP)

If you have received a foreclosure filing, contact the Milwaukee Foreclosure Mediation Program. The City of Milwaukee has partnered with Marquette University Law School in the Milwaukee Foreclosure Mediation Program. This program is designed to help homeowners save their homes from foreclosure. Mediation is a confidential and voluntary process where a homeowner and the lender seeking to foreclose on your home may discuss ways to resolve a foreclosure case, including reinstatement of the loan and modification of the loan terms. For more information, call 414-288-4040 or click here. 

State Bar of Wisconsin

For more information on the foreclosure process, click here.

Legal Aid Society of Milwaukee

For more information about this group, click here, or call their Foreclosure Hotline at 414-727-5373.

Emergency Homeowners Loan Program (EHLP)

The deadline has passed for this HUD-administered program, and is no longer accepting Pre-Applicant Screening Worksheets from homeowners. Homeowners living in Wisconsin, an EHLP-designated state, who were not able to submit a screening worksheet before the July 27, 2011 deadline should speak with a housing counselor to identify all foreclosure prevention options available.  Click here for a list of Milwaukee housing counseling agencies or visit www.findaforeclosurecounselor.org.